Estate planning

You receive an income, possibly supplemented by a retirement benefit. In addition, you may also earn a pension from previous employment. This may have caused a pension shortfall. You may also have dreams: moving homes, travelling around the world… or possibly even both. How realistic are these dreams? You would like to learn more about the possibilities and limitations. But where should you start, and how do you factor in inflation and tax regulations? HLG Private Clients provides the services you need. Learn more about this specialism within HLG accountants and consultants. Financial planning gives you control of the future.

FOR WHOM?

Whether you are a business owner, managing director/principal shareholder or a paid employee, we will support you in achieving your financial goal, always using your personal circumstances as a basis.

WHAT CAN WE DO FOR YOU?

The specialists at HLG Private Clients will work with you to identify your current situation and your financial goals. We will create a plan together detailing how you can achieve your ambitions, where we act as your coach along the way.

We alert you and advise you on what do to: all for a fixed budget we agreed with you in advance.

Our services in a nutshell: what does HLG Private Clients’ service involve?

We will schedule an initial meeting with you, in which we will identify your financial goals together. We may create several scenarios: a personal financial roadmap, if you will.
What steps do you need to take, and what are some of the decisions you must make along the way? We can also compare several scenarios with each other.
You will receive an annual update once the income tax return has been filed, as past results are no longer an unknown variable, but rather present relevant data.This is how we can assess each year whether any modifications need to be made.
We then schedule an end-of-year review with you to prepare for the upcoming fiscal year. Once the Dutch government has presented its new tax plans on Budget Day, we assess whether it is advisable to start taking action in the current calendar year – for example, by paying off part of your mortgage early.Alternatively, you might receive dividend payments from the company.
We will also discuss any issues with you which might come up in the meantime. If you are approaching the state retirement age or if your annuity policy is about to expire, we will act as your financial coach by informing you in time what choices you are expected to make.

Feel free to contact us. Ask your HLG account manager about our services. Alternatively, you can also contact one of our HLG Private Clients specialists.

YES, I would like to receive advice on financial coaching from HLG Private Clients.